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Debt Consolidation Leads

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Debt Consolidation Leads
Debt Consolidation Leads | Debt Consolidation Lists

Are you searching for a better way to find customers looking for help with debt consolidation?  We work with the credit bureaus directly to help you pre-screen debt consolidation customers by only targeting consumers with high revolving credit card balances and mid-range credit scores. 

All of the credit bureau data products we offer can filter for the revolving debt and amount as well the number of trade lines, credit score, delinquency history, presence of HELOC or student loans, and more.  Below is a detailed list of credit bureau sourced criteria you can select from – call us today at 888-818-3282 with any questions.

Credit Bureau Marketing List Attributes
All trades - aggregate balance excluding mortgage and home equity
FICO risk score
Revolving - aggregate balance for open trades
Revolving - number of satisfactory trades
All trades - aggregate balance excluding Mortgage, Home Equity, and Auto
Revolving - aggregate balance to credit ratio for open trades
Number of trades opened in the last 6 months
Number of trades opened in the last 12 months
Number of trades opened in the last 24 months
Currently derog - # of trades currently 30 DPD
Currently derog - # of trades currently 60 DPD
Currently derog - # of trades currently 30+ DPD
Historical derogatory items - 60 DPD within 6 months - # of trades
Revolving - number of open trades
Public record - number of foreclosures within 24 months
Number of foreclosures
Bank card - worst current delinquent status on open trades
Bankcard derog - number of trades 30 DPD within 6 months
Bankcard derog - number of trades 30 DPD within 12 months
Retail derog - number of trades 30 DPD within 6 months
Retail derog - number of trades 30 DPD within 12 months
All trades - Number of open trades
Installment - worst current delinquent status on open trades
All trades - number of trades with a balance
Minimum Credit Indicator (2 yrs)
Phones
Length of Residence
Single Trade High Credit Amount
# of Trades
Aggr Balance of Bankcards
Worst Credit Ranking Within Last 3 Months
Worst Credit Ranking of a Bankcard Within 12 Months
Current Delinquencies
# of 30 Day Occurrence Within 3 Months
# of 60 Day Occurrence Within 3 Months
# of 90 Day Occurrence within 3 months
Aggregate Balance for all Trades
Aggregate Balance for All Revolving Trades
Hispanic
Income
Aggregate Balance for all Installment Trade
Agg. Balance for all Installment Trade exclude Auto Trade and Mortgage Trade
Utilization Total for All Open Trades Reported Within 3 Months
Exclude HELOC (Installment and Revolving)
Public record - most recent bankruptcy
Public record - most recent bankruptcy (discharged)
Public record - months since most recent chapter 7 bankruptcy
Public record - months since most recent discharged chapter 7 bankruptcy
Public record - months since most recent chapter 13 bankruptcy
Public record - months since most recent discharged chapter 13 bankruptcy
12 Month Reposession (Include or Exclude)

At Black Book Data, your debt consolidation leads can be targeted by revolving credit card debt, credit score, trade line history, delinquency status, income, and more.  Stop using a modeled solution that doesn’t work when you can pull summarized credit reports for nearly the same price.  All of our credit bureau data comes with credit scores and a truncated SSN suffix. 

We also offer debt consolidation leads that are generated via the internet and direct mail.  These leads are guaranteed $20,000+ in revolving debt and can be purchased as live calls or chat based leads.

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