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Mortgage Mailing Leads | Mortgage Mailing Lists
Whether you are looking for reverse mortgage prospects or first time homebuyers, Black Book Data has the mortgage lead or list you need. Our relationships with public record and credit bureau resources allow us to pull title and credit related attributes for different loan targeting. Regardless of the loan program you are looking to market for, we can pull note rider information like reset date, original and current lender, credit score, combined Loan to Value, and many more. Below is a detailed attribute chart for both Credit Bureaus and Public Records mortgagor data sources. Contact us today for a comprehensive review of your needs. We care about your success.
| Criteria (Selects) |
Credit Bureaus |
Public Records |
| Credit Score |
Yes |
No |
| Original Loan Amount |
Yes |
Yes |
| Lender Name |
No*** |
Yes |
| Current Aggregate Mortgage Loan Balance |
Yes |
No |
| Interest Rate |
No*** |
Yes |
| Age of Most Recent Mortgage Loan |
Yes |
Yes |
| LTV (Equity %) AVM & historic adjusted CLTV |
No* |
Yes |
| Original Home Sale Amount |
No*** |
Yes |
| ARM Adjustment Date |
No |
Yes |
| # of HELOC and Balance of HELOC |
Yes |
No |
| Current Delinquencies (30, 60, 90, 120, 150+) |
Yes |
No |
| Foreclosure Filings (Notice of Default/Trustee Sale) |
No |
Yes |
| Monthly Mortgage Payment |
Yes |
No |
| Other Revolving and Installment Debt |
Yes |
No |
| # of Mortgage Trades |
Yes |
No |
| Loan Type |
Yes |
Yes |
| First Time Homebuyer |
Yes |
Yes |
| Income |
Yes*** |
Yes |
| Age |
Yes*** |
Yes |
| ARM Adjustment Date, Note Rider Details |
No |
Yes |
| Property Type |
No |
Yes |
| Loan Term |
No |
Yes |
| Year Property Built, Square Footage, Pool, Heating |
No |
Yes |
| DNC Phones |
Yes |
Yes |
| Additional Criteria - Call 888-818-3282 for more information. |
Yes |
Yes |
*Equity can be a % of the paid down loan balance but is not overall the most reliable indicator
*** Certain Credit Bureau data providers have allowed us to overlay these variables into a file that also includes credit score, loan balance, interest rate type, etc… Not all bureaus however provide this information.
Our consultants work with a variety of mortgage professionals targeting different markets. We have put together specific criteria sets that work well for targeting different loan niches. There are other ways to tweak and improve the criteria, so keep in mind that as you increase the attributes on a database, the universe to market to becomes smaller. This is a constant issue we have as a lead and list provider.
Loan Program Database Specifics:
- FHA – Credit Score, Seasoning by Months, Loan Balance
- Search by credit scores over 640 with 12 months+ seasoning and by specific loan balances
- DU or HARP Refinance
- Search for Fannie/Freddie borrowers
- Score adjusted
- LTV
- Specific agency loans.
- Reverse – Age, Equity, FICO
- Pull 65 and older
- 50% or more equity
- Conventional – FICO, LTV, and more…
- Select higher credit scores
- Lower LTV to guarantee pre-qualification.
- ARM Resets – Interest Rate, Reset Date
- Pull notes with a 90 day window or specific adjustment dates
- Get specific with margin and cap rates as well as detailed note rider information
- First Time Home Buyer Programs
- Select renters by credit score
- Income
- Residency and more!
Check out additional articles on FHA and HARP & DU marketing for mortgage brokers and bankers looking for an edge in today’s competitive environment
Pricing for mortgage mailing lists varies by source and by the number of attributes selected. The range is between $50/1000 (5 cents per record) up to $200/1000+ (20 cents per record). Contact our team today for a consultation – we look forward to working with you.
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