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Target homeowners poised to enter foreclosure based on multiple criteria. We start with mortgage late status (30, 60,90,120 days late) and then look closely at the ability of the homeowner to pay other obligations (revolving credit card debt, collections, fico, income). Our propriety analysis weeds out those that are able to catch up without assistance and those that may need a modification or assistance with a short sale in order to alleviate their debts. This credit bureau filtered file delivers results for direct mail and or telemarketing.

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